Ukuqonda Ububanzi 1, 2, kanye no-3 Ukukhishwa Kwegesi: Umhlahlandlela Wesikhungo Sezezimali
Ezikhungweni zezimali, ukuhlola ingozi yesimo sezulu akuseyona into engaphandle kwe-ESG; kuyingxenye eyinhloko yokuhlola ingozi yesikweletu. Njengoba amabhange nabaphathi bezimpahla bezibophezela kumaphothifoliyo angenayo i-net-zero, ikhono lokulinganisa nokuphatha ngokunembile idatha yezimali zokukhishwa komoya liye laba yinto ebalulekile. Kodwa-ke, lapho kusebenzisana namabhizinisi amancane naphakathi nendawo (ama-SME), izikhungo zezimali zivame ukubhekana negebe elikhulu ledatha. Ama-SME avame ukuba nobunzima bokuchaza imingcele yawo yenhlangano kanye neyokusebenza, okuholela ekuqoqweni kwezimpahla ezingaphelele noma ezinganembile zegesi ebamba ukushisa (GHG). Uma umbolekisi esekela i-Sustainability-Linked Loan (SLL) kudatha yokukhishwa kwegesi okunephutha, ubeka isikhungo engcupheni enkulu yokuhlanza imvelo kanye nesikweletu esibi. Lo mhlahlandlela unikeza abaphathi bezingozi kanye nezikhulu zezikweletu uhlaka olusebenzayo lokuhlola imingcele yokukhishwa kwama-SME, ukuqonda izindlela zokuqoqwa kwedatha, kanye nokuphatha ingozi yesimo sezulu sephothifoliyo kuzo zonke izindawo ezintathu. (Funda kabanzi mayelana nokuhlolwa okuphelele kwama-SME kumhlahlandlela wethu wabazali: Ukuthuthukiswa Kwempahla Ye-GHG yama-SME: Uhlaka Lwesikhungo Sezezimali Lwephothifoliyo Elungele Isimo Sezulu) Kungani Imingcele Yokukhishwa Kwegesi Ibalulekile Kuma-SME Climate Loans Ngaphambi kokubheka imingcele ethile, ababolekisi kumele baqinisekise ukuthi i-SME imise kahle imingcele yayo yenhlangano. Umthetho oyisisekelo wokubalwa kwekhabhoni (kulandela i-ISO 14064 kanye ne-GHG Protocol) ukuthi inkampani kumele isebenzise njalo indlela yokwabelana ngamasheya noma yokulawula (yezezimali noma yokusebenza) ukuze ihlanganise ukukhishwa kwayo kwe-GHG. Ingozi Yababolekisi: Uma i-SME isebenzisa indlela yokulawula ukusebenza kwendlunkulu yayo kodwa ingayinaki inkampani engaphansi kokukhiqiza engcolisa kakhulu lapho inesabelo samasheya angu-60%, isitokwe se-GHG esiphumelayo sinamaphutha amakhulu. Ukuze kubekwe imingcele yemali mboleko yesimo sezulu sama-SME, izikhungo zezimali kumele zibhekisele kusakhiwo senkampani esichazwe esicelweni semali mboleko kanye nemingcele echazwe embikweni wempahla ye-GHG. Ukuhlahlela Izinga Labaphathi Bezingozi Ububanzi 1: Ukukhishwa Okuqondile kanye Nokungcupheka Kwempahla Ububanzi 1 buhlanganisa ukukhishwa okuqondile okuvela emithonjeni ephethwe noma elawulwayo. Kuma-SME, lokhu kuvame ukufaka ukushisa uphethiloli kuma-boiler aphethwe ngabanikazi, ama-oven, kanye nezimoto zenkampani, kanye nokukhishwa kwegesi okubalekayo (njengokuvuza kwe-refrigerant okuvela ezinhlelweni zomoya opholile). Ububanzi 2: Ukukhishwa Okungaqondile kanye Nokuvezwa Kwamandla Ububanzi 2 buhlanganisa ukukhishwa okungaqondile okuvela ekukhiqizweni kukagesi othengiwe, umusi, ukushisa, kanye nokupholisa okudliwa yinkampani ebikayo. Ububanzi 3: Uchungechunge Lwenani kanye Nokuhlolwa Kokukhishwa Kwegesi Okuxhaswe Ngezimali Ububanzi 3 buhlanganisa zonke ezinye izingcoliso ezingaqondile ezenzeka ochungechungeni lwenani lenkampani. Kwamabhizinisi amaningi, i-Scope 3 ihlanganisa u-70% kuya ku-90% we-carbon footprint yabo iyonke. Okubaluleke kakhulu emabhange, isigaba 15 se-Scope 3 simelela ukukhishwa kwegesi okuxhaswe ngemali—ukukhishwa kwegesi okuhlobene nemalimboleko yakho kanye namaphothifoliyo okutshalwa kwezimali. Amabhange abala kanjani ukukhishwa kwegesi okuxhaswe yi-scope 3? Ababolekisi kumele bahlanganise ukukhishwa kwezimali okulinganiselwe kwababolekisi babo. Uma ukhokhela u-10% wenani lebhizinisi le-SME, u-10% wokukhishwa kwayo yonke igesi (Izilinganiso 1, 2, kanye no-3) uba yi-Scope 3, ukukhishwa kwegesi kwesigaba 15. Ulwela ukwenza izidingo zakho ze-SME zesimo sezulu zibe zijwayelekile? Xhumana nathi ukuze utholeGreen InitiativeGreen Initiative inikeza usizo lobuchwepheshe olukhethekile kanye nezinsizakalo zokuqinisekisa i-GHG ezikhungweni zezezimali. Xhumana nathi namuhla ukuze uhlele ukubonisana ngezeluleko zezezimali zesimo sezulu futhi uqinisekise ukuthi iphothifoliyo yakho yakhelwe phezu kwedatha yezinga lokutshalwa kwezimali. Lesi sihloko sabhalwa ngu Marc Tristant kusuka kuQembu Lamazwe Ngamazwe le-GI. Imibuzo Evame Ukubuzwa Izihloko Ezihlobene